Business Insurance for Printers and Publishers

Why Business Insurance for Publishers and Printers Is Essential

Whether you or your employees work with high-tech equipment or corrosive chemicals, your printing and publishing business faces unique challenges. Business insurance, like publishers and printers liability insurance, can help protect your small business from risks that can come up during normal operations, like:

Employee injuries
Mistakes in the printing services provided to customers
Property damage

Who Needs Publishers and Printers Liability Insurance?

Commercial printing
Book publishers
Linotyping
Lithographic
Bookbinding
Platemaking
Typesetting

Basic Publishers and Printers Insurance

Many small business owners start with a Business Owner’s Policy (BOP) for basic coverage. It combines three types of coverage that are essential to small businesses:

While a BOP is a good starting point for your insurance needs, we know publishers and printers face unique risks. So, we make it easy for you to get the types of business insurance coverage you need.

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Covering Your Printers and Publishers Operations

A claim or lawsuit can be expensive for your printer and publisher business to handle. It can even have the potential to temporarily shut down your company. With printers and publishers insurance, you can make sure your business is prepared for the unexpected.

Small businesses paid $182 billion in legal costs in 2018.¹

Error in Services

“A client hired us to print copies of a book, but for some reason, one of our machines didn’t print all of the covers correctly. We had to reprint the books, which delayed the project and the client ended up suing.”

Printers and publishers errors and omissions insurance can help protect your business with claims that there was a mistake in the professional services provided. It can help pay your legal costs and settlements or judgments. This coverage is also known as professional liability insurance.

Data Breach

“Our payment system got hacked and we found out some of our customers’ contact information was stolen.”

Data breach insurance can help cover the costs to respond to a breach if personally identifiable information gets lost or stolen. Some insurers call this coverage cyber liability insurance.

Taking Care of Your Team of Printers and Publishers

Damage to your printing and publishing property can impact your business’ productivity. With business insurance coverage, you can repair or replace damaged or destroyed property if the unexpected happens.

A fire department responded to a fire somewhere in the U.S. every 23 seconds in 2020.³

Employee Injury

“One of my workers was using some machinery to bind books. His hand slipped and he ended up cutting himself pretty deeply.”

Workers’ compensation insurance gives your employees benefits to help them recover from a work-related injury or illness. Most states require this coverage if you have employees.

Car Accident

“My delivery person got into a car accident and ended up totaling the company truck.”

Commercial auto insurance helps protect you and your employees on the road when driving business-owned vehicles for work.

Protecting Your Publishing and Printing Property

Your team is an essential part to the success of your printing and publishing business. With printers and publishers insurance, you can get the right coverage to protect them from injuries and other risks.

Overexertion, contact with objects or equipment and slips and falls account for more than 84% of nonfatal workplace injuries.²

Fire Damage

“A fire broke out in our printing plant and damaged a lot of equipment. We had to replace a lot of machinery before reopening.”

Commercial property insurance can help protect the owned or rented building and equipment you use to operate.

Stolen Computers

“Our computers were stolen after someone broke into our publishing business. Until we replaced the computers, we had to shut down because we couldn’t communicate with customers or run the software we needed to complete jobs.”

Electronic Data and Interruption of Computer Operations coverages can help pay to replace lost data or lost business income due to computer damage.