Printing & Publishing Business Insurance

Printing & Publishing Business Insurance

Printing & Publishing Firms Face New Risks

Printing and publishing firms face new risks in today’s changing media world. Lawsuits over errors or shipping damage can significantly impact a printing or publishing business. Even so, risk managers working for these firms can rest assured knowing that The Hartford is there to help businesses reduce risks and prevail through crises and unexpected events.
 
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Printing & Publishing Business Insurance

Recommended Coverage for Printing & Publishing Businesses

Specialized Property Insurance helps protect the property a printer or publisher owns and leases, including things like computers, equipment, inventory and furniture. Printing and publishing businesses can tailor coverage to fit their specific needs:
 
  • It offers valuable paper coverage that helps recapture documents if the originals are damaged due to a covered loss.
  • It can cover lost income if you are unable to print or publish because of a covered loss.
  • It also covers books, newspapers, ads and other printed material damaged in transit.
Helps protect the assets of a printing or publishing company in the event of a lawsuit for claims of negligence. The Hartford offers some of the broadest, most flexible coverage options available for publishers and printers, including things like injury, property damage, contractual liability, damage to property rented or occupied by the company, and even a special option that covers websites and blogs.
Helps printing and publishing companies and their employees pay for damages and legal defense costs if they’re sued for things like acting inappropriately, making an error, leaving something out of a printing run and the like.

Because businesses can differ in size and exposure to legal risk, The Hartford offers customized coverage for different types of printers and publishers.
Our end-to-end cybersecurity solutions help protect printers and publishers from a broad range of potentially severe third-party liability and first party risks associated with data privacy and network security breaches, including hacking, malicious software, activities of rogue employees, hardware theft, employee error and more.
Helps protect against management liability risks faced by printers or publishers and their leaders. Our offering includes:
 
  • Directors, Officers and Entity Liability Coverage (D&O) – helps protect printers and publishers, their directors, officers and management team against loss that arises out of the day-to-day operations and management of the company.
  • Employment Practices Liability Coverage (EPL) – helps protect printers and publishers from damages and defense costs that arise out of employment-related disputes, including but not limited to alleged discrimination, sexual harassment, violation of the Family and Medical Leave Act, refusal to hire and wrongful termination or discipline.
  • Fiduciary Coverage – helps cover employee claims related to the design, administration and maintenance of company-sponsored retirement, health, and other employee benefit plans.
  • Crime Coverage – helps protect printers and publishers against loss from employee theft, computer fraud and other similar crimes.
  • Kidnap/Ransom & Extortion Coverage (K&R) – helps protect against financial losses due to kidnap and ransom/extortion, both in the U.S. and abroad.
The Hartford offers U.S. domiciled companies a spectrum of coverage that goes far and wide. Whether you need to cover employees traveling abroad or a whole overseas enterprise, The Hartford can offer the right package of protection with options ranging from The Hartford Passport Package to The Hartford’s Controlled Master Policy (CMP) with local multinational policies – in one coordinated insurance program.
 
Helps printers and publishers survive a significant liability claim that exceeds the limits of primary coverage.

Additional Solutions for Printing & Publishing Businesses

The Hartford is a leading provider of Workers’ Compensation Insurance. XactPAY® offers pay-as-you-go workers’ compensation premium payments based on actual monthly payroll figures to help better manage cash flow fluctuations and minimize audit adjustments. Best of all, this is offered at no extra cost.
Helps cover the vehicles that a printing or publishing business owns, leases, rents or borrows – on the road and off. At no additional cost, commercial auto insurance helps cover electronic equipment in vehicles, along with lease and loan gaps. The Hartford provides a wide range of specialized services designed to help businesses improve their drivers’ safety.
Covers damage to manufactured products in transit.
The Hartford’s innovative Risk Engineering team strives to help printing and publishing companies run safer and ultimately more profitable businesses with loss control services that include risk exposure evaluations, consultations, and recommendations for improving businesses’ safety and security.
 

For Smaller Firms

Smaller printing-publishing firms typically require specialized insurance coverage.
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The Hartford shall not be liable for any damages in connection with the use of any information provided on this page. Please consult with your insurance agent/broker or insurance company to determine specific coverage needs as this information is intended to be educational in nature.
 
The information contained on this page should not be construed as specific legal, HR, financial, or insurance advice and is not a guarantee of coverage. In the event of a loss or claim, coverage determinations will be subject to the policy language, and any potential claim payment will be determined following a claim investigation.
 
Certain coverages vary by state and may not be available to all businesses. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. listed in the Legal Notice.
 
The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries under the brand name, The Hartford, and is headquartered in Hartford, CT. For additional details, please read The Hartford’s Legal Notice.
 
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