Benefits of the AARP^® Auto Insurance Program From The Hartford

For over 35 years, The Hartford has offered car insurance discounts to AARP^® members. Through great rates and discounts, our policies have helped protect families, their passengers and other drivers out on the road. With The Hartford’s benefits for AARP members, you’ll have access to exclusive benefits and savings, like up to 10% off^†your car insurance premiums. To be eligible for the AARP Auto Insurance Program from The Hartford, you must be 50-plus years of age and have an AARP membership card.¹

How Members of AARP Benefit From Car Insurance With The Hartford

Car insurance isn’t a one-size-fits-all. We realize this at The Hartford, which is why we offer car insurance at discounted rates as a benefit to AARP members. Every AARP member has different car insurance needs. At The Hartford, our policies can be personalized based on your needs. Our goal is to help you protect the lifestyle you’ve created through great rates and extra benefits.

Regardless of what your budget or needs are, the AARP Auto Insurance Program from The Hartford will help you feel confident as you drive, knowing that you are covered. If you’re a member of AARP or think you’d like to join AARP, benefits and auto insurance savings are available through the AARP Auto Insurance Program from The Hartford.

These benefits and discounts include:

Lifetime Car Repair Assurance

We’ll help you find a trusted repair service after a covered claim. We have over 1,600 authorized repair shops that you can choose from.

New Car Replacement

If you total your new car, your policy will help pay to replace it. We’ll make sure your car is replaced with a new vehicle of the same make, model and equipment. There will be no deduction for depreciation.^§§

RecoverCare^§

With this benefit, you can get up to $2,500 to pay for transportation, cooking, cleaning and other help you may need if you’re injured in a car accident.

Additional Auto Insurance Coverage Available From The Hartford

At The Hartford, our policies are designed to help keep you protected each time you get behind the wheel. That’s why this auto insurance coverage offers additional benefits, like:

Accident Forgiveness^‡

We understand every driver makes mistakes. As long as all the drivers on your car insurance policy have a clean driving record for five straight years with The Hartford, you’ll qualify for accident forgiveness.

Disappearing Deductible^‡

Your collision deductible could be reduced over time in most states, as long as you maintain a clean driving record.

Labor and Towing Insurance

If you break down, labor and towing insurance helps pay up to your policy limit for emergency roadside assistance you may need to get back on the road. It can also help you get your car towed to a repair shop. Keep in mind that this benefit requires that you have The Hartford’s comprehensive coverage.

Accident Rental Car Reimbursement

If you’re in a car accident, rental car reimbursement coverage, also called transportation expense coverage, can help pay for a rental car while your car is in the shop.

Who Is Eligible for the AARP Auto Insurance Program From The Hartford?

You may be eligible for the AARP Auto Insurance Program from The Hartford and not even realize it. To be eligible for this program you need to be:

50-plus years of age
A member of AARP

You’ll also need:

A valid driver’s license from your state of residency
Vehicle registration for the car or cars you drive

How Do I Get the AARP Auto Insurance Program From The Hartford?

You don't have to sign anything or jump through hoops to get a quote from us. We offer no cost and no obligation quotes to anyone. Talk to an agent, get an online car insurance quote or speak with a representative at 800-684-1933 today. And remember that as an AARP member, you can bundle insurance for additional discounts and benefits.**

Is the AARP Auto Insurance Program From The Hartford Available in My State?

The AARP Auto Insurance Program from The Hartford is available in most states. For specific information on your state, visit our auto insurance by state pages.