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Find the Right Coverage for Your Business
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Get a Quote for Business Insurance
Business insurance, also known as commercial insurance, helps protect business owners from unexpected losses. For the last 50 years, we’ve helped countless companies get the right coverages, protecting their businesses and keeping their employees safe. During that time, more than 18,000 of them have given us a 4.8 star claims rating.*
Get a business insurance quote today and find out how we can protect your business.
Key Takeaways
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Commercial casualty insurance is a broad type of business insurance designed to protect your business from legal liabilities arising from claims that your business or your employees caused bodily injury or property damage to a third party.
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The main difference between commercial property insurance and commercial casualty insurance is that commercial property insurance protects your company’s buildings and the property you own or rent, while casualty insurance protects your company from liability if an accident happens at your business.
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Examples of commercial casualty insurance include: workers’ compensation insurance, general liability insurance, errors and omissions insurance and employers liability insurance.
Business property insurance, also called commercial property insurance, helps protect your owned or rented building, tools and the equipment you use to operate your business.
Data breach insurance, also known as cyber insurance, helps cover liability expenses from technology-related risks such as a data breach or cyberattack. If you collect, store, send or receive customer information, it’s important to protect against cyber risks.
Commercial auto insurance helps cover the cost of an auto accident if you or your employee is at fault. If you or your employees drive a vehicle for business reasons, having the right commercial vehicle insurance is important.
This helps protect your business and its assets in the event of a lawsuit for things like negligence, bodily injury, property damage, libel and slander.
Professional liability insurance helps protect you and your company if you’re found negligent in the professional services you provided to a client, even if you didn’t make a mistake.
Most state laws require you to carry this insurance to help compensate employees for expenses associated with work-related injuries or illnesses like medical bills, rehabilitation and lost wages.
Popular Industries We Insure
Wondering if we cover your business? Search our list of business insurance by industry.
Popular Professions We Cover
Learn More About Insurance for Business
Watch this video for more information about business insurance coverage options.
The Hartford Business Insurance: Trusted Experience
Many insurance companies offer the same coverage. That’s why it’s important to find an insurer that truly has your back. We’re honored to be a trusted insurance company for businesses of all sizes.
Coverage You Can Trust
For more than 200 years, we've helped over 1 million businesses just like yours.
World’s Most Ethical Company
Ethisphere named us a World’s Most Ethical Company® 14 times.**
Whether you have questions about insurance options or need help with a claim, we’re here to help. Get a business insurance quote today.
More Answers to Frequently Asked Business Insurance Questions
Customer Reviews
“[The] customer service representative was detailed on different options that would cater to my small business needs.”
Willie
“Our experience with [them] has been excellent and easy.”
Jon
“[They] took care of our claim without involving a great deal of my time.”
Martha
“You know you never think of workers’ comp until you pay for it and when that accident happens.”
Mark
“Claim was so easy to place online. Within 15 minutes … everything was taken care of almost immediately.”
Carl
“I’m confident that [they] will provide the highest level of service and support among business insurance providers.”
Chris
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What you need to know when picking your property coverage.
Last Updated: December 22, 2023
1 Premium amounts presented are based on monthly premium paid by The Hartford's Small Business customers between 1/1/22 and 9/14/23 for 12-month policies. Premium is derived from a number of factors specific to your business and may vary.
** "World's Most Ethical Companies" and "Ethisphere" names are registered trademarks of Ethisphere LLC.
Additional disclosures below.