Home Insurance Quotes From The Hartford for AARP Members

home insurance quotes
Tisa Z., Customer since 1999
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Discover savings with the AARP Homeowners Insurance Program from The Hartford.
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Get a renters insurance quote from The Hartford to protect your personal belongings.
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Discover discounts and benefits with the AARP Auto Insurance Program from The Hartford.

Affordable Home Insurance Coverage

Home insurance, also known as homeowners insurance or house insurance, is important for protecting your home and its contents if they are damaged. It can also help provide liability coverage if someone gets injured on your property. Through the AARP® Homeowners Insurance Program from The Hartford,1 we make it easy to find great home insurance coverage at an affordable price. Call our specialists at 800-409-0638 or get your customized quote online today.
home insurance quote

Why Do I Need Homeowners Insurance?

Your home is a big investment. Having good homeowners insurance can give you the peace of mind to know that it’s protected. In some cases, home insurance may also be required by those who have a financial interest in your home, like mortgage lenders.

What Does Home Insurance Cover?

In general, most homeowners insurance policies cover your home and its permanent structures if they’re damaged in situations like:
 
  • Fire
  • Wind
  • Lightning
However, the best way to know what’s covered is to review your own home insurance policy.
 

What Is Not Covered Under a Homeowners Insurance Policy?

There are some events that standard homeowners policies do not cover, including:
 
  • Earthquakes
  • Certain types of flooding
  • Maintenance issues

Get a Home Insurance Quote Instantly

Getting home insurance quotes through the AARP Homeowners Insurance Program from The Hartford is quick and easy. Every house is unique and our representatives can customize a homeowners insurance quote that helps protect your investment at a price that fits your budget. Plus, you can bundle your car and home insurance for additional savings.
 
After selecting the options and benefits that are right for you, take advantage of savings and credits from your AARP membership to lower your homeowners insurance rates when you get an insurance estimate. Bundle your home and auto insurance with The Hartford to save even more on your quote through our AARP member program.
home insurance coverages explained

AARP Home Insurance 101

Learn more about the AARP Home Insurance Program from The Hartford in this video.
Get a homeowners insurance quote in three easy steps:
  1. Head to our online quote tool
  2. Provide us with details about you and your property
  3. Receive and review your homeowners insurance policy quote
Easily save your quote to review at a later time. If you have any questions during the quoting process, we can answer them. Call us at 800-409-0638 to speak to a representative.
 
 

Get a Homeowners Insurance Quote for Additional Coverage Options

Not all homeowners have the same insurance needs, so you may want to consider adding home insurance coverages to your policy for extra protection.
 

Other Structures Coverage

Other structures coverage helps cover losses if detached structures to your home are damaged.
 

Personal Property Coverage

Personal property coverage helps protect your personal belongings against damage from a covered loss. With this insurance, your furniture, clothing and appliances are all covered.
 

Dwelling Insurance Coverage

Dwelling insurance coverage helps pay the replacement cost to rebuild your home and its attached structures if they’re damaged by a covered loss like fire, lightning or smoke.
 

Home Insurance Quotes for Additional Property Types

homeowner insurance quoteNo matter what type of home you live in, having the right coverage for your property is essential. With the AARP Homeowners Insurance Program from The Hartford, we help protect many types of properties through condo, renters and rental property insurance.
 

Condo Insurance

Condo insurance can provide the coverage you need to protect your one-of-a-kind home.
 

Landlord Insurance

If you’re a landlord, landlord insurance can help protect your rental property. For example, if your rental unit is damaged by a covered loss, this insurance can help pay the cost to repair or rebuild the unit.
 

Renters Insurance

If you’re renting a home, condo or apartment, you can get renters insurance to help protect yourself and your personal belongings.
 
 

Top Homeowners Insurance Quote Questions

How to Retrieve a Saved Home Insurance Quote

If you have already completed the quote process and have received a homeowners insurance estimate, you can retrieve your saved quote. If you have any difficulty or run into issues retrieving your quote, please call one of our licensed insurance agents at 800-409-0638.

How Do I Know My Personal Information Is Secure?

The Hartford values the safety and security of our customers’ personal information. Our site is VeriSign certified and we take additional measures to ensure your home insurance quote information is kept secure. Learn more about our privacy policy and how we secure your personal information.

Do I Have to Be an AARP Member to Receive A Quote?

The AARP Homeowners Insurance Program from The Hartford was designed especially for AARP members and membership is required for the program in most states. AARP membership is not necessary to receive a homeowners insurance quote online but AARP membership is required for program eligibility in some states.

What Information Do I Need to Request A Quote?

Through the home insurance quote process, we will ask some fundamental questions about your home, current insurance and previous home-related incidents you might have had. This process helps us learn more about your home, and these questions allow us to estimate the replacement cost of your property so we can give you the best quote for your house.

Are These Homeowners Insurance Quotes From The Hartford or AARP?

The Hartford is the only AARP approved provider of auto and homeowners insurance. We’ve proudly offered AARP members auto and home insurance since 1984.

How Do I Obtain Details About My Homeowners Insurance Policy?

Once you purchase your homeowners insurance policy, The Hartford will send you a copy of your homeowners insurance declaration page that details your coverages, premium, deductibles, discounts, and more.

 
 
Last Updated: June 26, 2023
 
Additional disclosures below.
homeowners insurance definition

Homeowners Insurance in Plain English

Quick answers and easy-to-understand homeowners definitions written with you in mind.
 
To learn more, read through our homeowners insurance definitions page.
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.
 
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.
 
The AARP Auto Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA, by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MA, by Trumbull Insurance Company; and in PA, by Nutmeg Insurance Company and Twin City Fire Insurance Company. The AARP Home Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Nutmeg Insurance Company. Home product is not available in all areas, including the state of FL. Savings, benefits and coverages may vary and some applicants may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.
 
1 In Texas, the Auto Program is underwritten by Redpoint County Mutual Insurance Company through Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Redpoint County Mutual Insurance Company. The Home Program is underwritten by Hartford Insurance Company of the Southeast.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.