Car Insurance in Santa Ana, CA

Santa Ana Car Insurance

car insurance santa anaWith a population of just over 300,000 people, Santa Ana is the twelfth largest city in California.2 With that many people, you can expect a lot of drivers. To stay protected while you travel the roads, the AARP® Auto Insurance Program from The Hartford1 can get you the car insurance you need at an affordable price. Learn more about Santa Ana car insurance.
 

How Much Is Car Insurance in Santa Ana?

santa ana car insuranceHow much is auto insurance in Santa Ana, CA? The average annual full coverage premium is $1,954.3 This is lower than the statewide average of $2,065.4
 

What Drives Up Car Insurance Rates in Santa Ana?

In addition to your location, there are many factors that impact how much you’ll pay for car insurance in Santa Ana, including your:
 
  • Age: Generally, the more experience you have driving, the less likely you’ll get into an accident, which lowers your premium. For instance, drivers in their 60s often pay less for car insurance in Santa Ana.
  • Driving record: Drivers with violations or accidents will generally have higher rates than drivers with a clean record. 
  • Type of vehicle: Certain vehicles require higher premiums because they’re more expensive and can cause more damage in accidents, like SUVs.
  • Coverage limits: The higher your coverage limits, the more you’ll pay for your premium.

AARP Member Discounts for Auto Insurance in Santa Ana

Drivers in Santa Ana that are AARP members can qualify for car insurance discounts and benefits, including:
 
  • New Car Replacement:§§ If you total your new car, your policy will help pay to replace it with a new vehicle of the same make, model and equipment. There will be no deduction for depreciation
  • 24/7 Claim Service: You can reach our representatives at 800-243-5860 any time of the day to report a claim.
  • RecoverCare:§ With this benefit, we’ll give you up to $2,500 to pay for transportation, cooking, cleaning and other help you need after you’re injured from a car collision.
If you’re an AARP member, you can also receive 10% off your car insurance premium.
 

Auto Insurance Coverage Requirements in Santa Ana, CA

Every state has different coverage requirements for drivers. The state minimum for car insurance in Santa Ana, CA, is:
 
Although these are minimum requirements, everyone’s auto insurance coverage needs are different. With the AARP Auto Insurance Program from The Hartford, you can get coverage at the right price. Our representatives can also help tailor coverages to fit your specific needs.
 

Learn More About Car Insurance in California

You can learn more about car insurance in California by reading through the links below:
 
 
Last Updated: October 16, 2023
 
2,5 World Population Review, “10 Largest Cities in California.”
 
3 The Zebra, “How Much Is Auto Insurance in Santa Ana?”
 
4 Bankrate, “Average Cost of Car Insurance in California for 2022.”

California Car Insurance

There’s more to know about car insurance in your state.
 
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.
 
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.
 
The AARP Auto Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA, by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MA, by Trumbull Insurance Company; and in PA, by Nutmeg Insurance Company and Twin City Fire Insurance Company. The AARP Home Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Nutmeg Insurance Company. Home product is not available in all areas, including the state of FL. Savings, benefits and coverages may vary and some applicants may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.
 
1 In Texas, the Auto Program is underwritten by Redpoint County Mutual Insurance Company through Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Redpoint County Mutual Insurance Company. The Home Program is underwritten by Hartford Insurance Company of the Southeast.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.