Car Insurance in Sacramento, CA

Car Insurance in Sacramento

car insurance sacramentoFrom the Crocker Art Museum to Sutter’s Fort, there’s so much to experience in Sacramento. As you travel around California’s capital, you’ll have the peace of mind you need every time you get behind the wheel with the AARP® Auto Insurance Program from The Hartford.1 The Hartford has been protecting drivers in Sacramento, CA and their families with car insurance since 1984.
 
The Hartford has earned a reputation for integrity and trust, as well as high customer ratings for claims services. If you’re looking for information about buying car insurance in Sacramento, you’ve come to the right place for affordable car insurance. And you can save up to 10% on car insurance in Sacramento, CA just for being an AARP member. 
 

Coverage Requirements for Auto Insurance in Sacramento, CA

There are many coverage options to choose from, but each state has its own minimum requirements for what you must buy. California requires that you carry insurance coverage at these minimum amounts:
 
While this is the least amount of coverage you can buy, everyone's auto insurance needs are different. The Hartford is an insurance company that offers affordable car insurance coverage that can be tailored to meet your individual needs. We’ll help you find the best auto insurance in Sacramento, CA for your motor vehicle.
 

Is Car Insurance Expensive in Sacramento?

car insurance sacramento caAuto insurance costs are different based on what state you live in, but not all cities in California have the same car insurance rates. The average cost of full coverage car insurance in Sacramento is $2,236 per year. This is higher than the United States national average of $1,674 per year.2 
 

Average Cost of Car Insurance in Sacramento

Beyond where you live, there are many other factors that insurance companies use to calculate auto insurance quotes in Sacramento, including:
 
  • Age: Usually drivers between 60 and 70 years old pay less for auto insurance.2
  • Car: Your make, model and year will affect your rate.
  • Driving history: The average cost for full coverage for a California driver with a clean driving record is $2,065 per year. Avoid reckless driving, as even a speeding ticket can increase your insurance quote.

AARP Member Discounts for Auto Insurance in Sacramento

When looking for a car insurance company, don’t just look for cheap car insurance. Make sure you’re getting the custom coverage you need as well as a great rate. Experienced drivers like you deserve car insurance discounts and The Hartford’s customer service representatives can make sure you know what you’re eligible for. And you’ll save just for being an AARP member. You may also be eligible for discounts when you:
 
  • Complete an approved defensive driving course.
  • Pay your premium in full instead of making monthly payments.

Learn More About Car Insurance in California

No matter where you live, we’ve got you covered with car insurance in California. Learn more about how the AARP Auto Insurance Program from The Hartford can protect drivers in California with:
 
 
Last Updated: February 1, 2024
 
2 Bankrate, “Average Cost of Car Insurance in California for 2022.”

California Car Insurance

There’s more to know about car insurance in your state.
 
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.
 
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.
 
The AARP Auto Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA, by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MA, by Trumbull Insurance Company; and in PA, by Nutmeg Insurance Company and Twin City Fire Insurance Company. The AARP Home Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Nutmeg Insurance Company. Home product is not available in all areas, including the state of FL. Savings, benefits and coverages may vary and some applicants may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.
 
1 In Texas, the Auto Program is underwritten by Redpoint County Mutual Insurance Company through Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Redpoint County Mutual Insurance Company. The Home Program is underwritten by Hartford Insurance Company of the Southeast.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.