Small Business Definition & FAQs

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insurance for business ownersAt its most basic level, small business insurance should help protect your company's property and income and safeguard you against liability claims. Insurance for small business owners is important, but finding the right coverage can be frustrating.
 
When it comes to small business insurance policies, there is not just one single type. However, our business owner’s policy combines three essential coverages – business property, general liability and business income insurance – all under one powerful policy.
 
At The Hartford, we’ve been helping small businesses for over 200 years. Our specialists can help answer many of your coverage questions, like "What is general liability insurance?" or “What does compensation mean?” They'll also work with you to assess your business' risk and help you select coverages that best suit your unique needs.
The Hartford shall not be liable for any damages in connection with the use of any information provided on this page. Please consult with your insurance agent/broker or insurance company to determine specific coverage needs as this information is intended to be educational in nature.
 
The information contained on this page should not be construed as specific legal, HR, financial, or insurance advice and is not a guarantee of coverage. In the event of a loss or claim, coverage determinations will be subject to the policy language, and any potential claim payment will be determined following a claim investigation.
 
Certain coverages vary by state and may not be available to all businesses. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. listed in the Legal Notice.
 
The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries under the brand name, The Hartford, and is headquartered in Hartford, CT. For additional details, please read The Hartford’s Legal Notice.
 
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