Florida passed a bill allowing insurance companies to issue Paid Family Leave coverage in the state. Carriers may begin filing their non-statutory PFL insurance product on September 1, 2023.
Key Dates
September 1, 2023: Once the PFL product is approved, insurance carriers can begin offering FL PFL to employers in Florida on a voluntary basis.
Frequently Asked Questions
Is The Hartford Offering Fully Insured Coverage in FL?
No, we’re not currently offering Paid Family Leave insurance in Florida. We’re still evaluating our position and considering when to enter the Florida market. Please visit this page for product offering updates and other Florida Paid Family Leave Insurance developments.
Is Paid Family Leave Insurance a Mandatory Program for All Employers in Florida?
No, this is not a mandatory program. Florida’s insurance code now allows private carriers to offer Paid Family Leave coverage in Florida.
What’s Covered Under FL Paid Family Leave Insurance?
Coverage is provided to covered employees for the following leave reasons:
- Birth or adoption of a child
- Placement of a child with the employee for foster care
- Care of a family member with a serious health condition
- Circumstances arising due to the employee’s family member, who is a service-member, being on active duty or notified of an impending call or order to active duty
- Care of a military family member injured in the line of duty
Please reach out to your employee benefits representative at The Hartford for additional information.
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This informational material is subject to change as The Hartford continues to receive guidance from states and municipalities. It shall not be considered legal advice. The Hartford assumes no responsibility for legal compliance with respect to an employer’s business practices, and the views and recommendations contained herein shall not constitute The Hartford’s undertaking on a company’s behalf, or for the benefit of others, to determine or warrant that an employer’s business operations are in compliance with any law, rule, or regulation. Employers seeking resolution of specific legal or business issues, questions, or concerns regarding this topic should consult their own attorney or business advisors; and employees should continue to consult their employers’ Human Resources or other employment benefits department for guidance on the application of any law, rule, or regulation.
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