Painters Insurance

What Kind of Insurance Do Painters Need?

The business insurance coverages that you need for your painting business depends on the services you offer. In general, painting businesses can benefit from:

Commercial property insurance to help protect owned or rented property that you use to operate your business, like your building or equipment.
Workers’ compensation insurance, which helps provide benefits to employees with a work-related injury or illness. This insurance protects your injured or ill employee by helping pay for their medical expenses and lost wages.
Commercial auto insurance can help cover the costs of an auto accident while you or an employee use a company-owned car for business.
General liability insurance for help covering claims that your business caused bodily injury or property damage to others.
Professional liability insurance to help cover errors or omissions in your professional services.

To learn more about painting business insurance, get a quote from us today. We can also help you get a certificate of insurance for your business. This provides proof of coverage to your clients.

Who Needs Painting Contractor Insurance?

Our business insurance helps protect painting business’ that employ:

Painting contractors
Restoration painters
Industrial painters

To learn how to protect your business with the right painting contractor insurance coverage, get a quote today.

How Much Does Painting Insurance Cost?

The costs for business insurance for a painting business depend on the types of coverages you need. For example, our customers paid an average of about $67 a month for general liability insurance.**

To learn more about what your painter insurance costs will be, get a quote today. We specialize in helping small business owners get the right type of insurance for their specific company.

Protecting Your Property

We know how much you’ve invested in your equipment, tools and business. That’s why we offer business insurance coverage that you can count on to keep it protected.

11.5% of nonresidential building fires were due to unintentional or careless mistakes.¹

Property Damage

“Our store has plenty of flammable chemicals – from paint to primer. When one of our employees forgot to turn off the coffee pot, it overheated and started a fire that spread quickly. Most of our inventory was damaged.”

Commercial property insurance can help cover owned or rented property that you use to operate your business, like your building or inventory.

Equipment Damage

“My employees put their tools back at the end of every shift. Before I close up, I do an inventory check. One day, I noticed tools were missing and when I checked the security camera, I saw someone broke in and stole them when no one was at the shop.”

Contractors equipment insurance can help cover theft of your companies tools or equipment.

Taking Care of Your Team

Your team keeps your business running successfully. That’s why we offer business insurance that can help keep them protected on the job site.

There were 2.7 million nonfatal workplace injuries and illnesses in 2020.²

Injured Worker

“One of our painters fell off a ladder while painting the trim in a customer’s living room. They ended up breaking their ankle and needed physical therapy.”

Workers’ compensation insurance can help provide important benefits to employees with a work-related injury or illness. It can help pay for their ongoing medical costs like physical therapy.

Car Collision

“We rely on company vans to transport paint and tools needed for our jobs. Recently, one of our workers backed the van into a customer’s parked car and damaged the whole back end of their vehicle.”

Commercial auto insurance can help cover the costs of auto accidents while you or your employees are driving a company owned vehicle.

Covering Your Operations

We know you value your business and the customers that support it. That’s why we offer business insurance that covers your every day operations.

Only 14% of small businesses are prepared to defend themselves from cyberattacks.³

Cyber Protection

“We store our customers’ personal information in our computer system. This includes credit card numbers, addresses and more. When we failed to update our security software, we were hacked and lost all our customers’ personal information.”

Data breach insurance can help pay to notify impacted customers and even hire a public relations firm.

Customer Injuries

“One of our employees dropped a can of paint and didn’t notice the leak. A customer ended up slipping in the spill and injured their leg, requiring medical attention.”

General liability insurance can help pay for claims of bodily injury or property damage against your business. This liability coverage can help pay for medical expenses of customers that are injured at your business.