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Protect Your Las Vegas Business With Insurance From The Hartford
Small businesses are an important part of Las Vegas. In fact, downtown Las Vegas has more than 150 restaurants, coffee shops and bars.1 To keep your small business protected, you’ll want the right small business insurance in Las Vegas. In general, most small businesses in Nevada benefit from workers’ compensation insurance and general liability insurance.
To learn more about Nevada business insurance, get a quote today. We offer a variety of business insurance in Nevada that can help protect the operation you’ve worked hard to build. We can also provide you with a certificate of insurance. These help to show potential customers and clients that you’re covered. In many cases, your customers will likely require a certificate of insurance before signing any contracts to work with you.
What Does Small Business Insurance in Las Vegas Cover?
Small business liability insurance in Las Vegas helps cover bodily injuries and property damage. So, if a customer slips and falls in your retail store, your liability insurance can help pay for their medical costs. Without the right small business liability insurance, you’ll have to cover costs like these out of pocket. This can have devastating impacts on your small business’ finances.
Types of Small Business Insurance in Las Vegas, NV
Las Vegas business insurance can include a variety of coverages, including:
- General liability insurance to help cover claims of bodily injury and property damage that come up in normal business operations.
- Nevada workers’ compensation insurance, which helps provide important benefits to employees with a work-related injury or illness.
- Professional liability insurance to help cover you from mistakes or errors in your professional services provided.
- A Business Owner’s Policy (BOP) which combines business property and liability insurance into one convenient business insurance policy.
- Commercial auto insurance for help covering the costs of an auto accident while you or an employee uses a company-owned car for business.
- Cyber insurance to help pay for notifying impacted customers, patients or employees if your business suffers from a data breach. It can also help pay to hire a public relations firm.
- Commercial umbrella insurance for extra coverage to help pay costs that exceed your liability policy limits.
To learn more about the coverages you need, get a quote today. We can help you get the right policies at affordable prices. Our specialists can also help you determine the right coverage limits for your operation.
How Much Does Las Vegas Business Insurance Cost?
Our customers paid an average of $1,031 annually, or about $86 a month, for business insurance coverage in Nevada. For workers” compensation insurance, customers in Nevada paid an average of $906 annually, or about $75 a month.2 This combines business property and liability coverage into one convenient policy. However, the cost you’ll pay for commercial insurance depends on factors like your:
- Age
- Location
- Number of employees
- Policy details
Get a Quote for Business Insurance in Las Vegas, NV
Whether you’re looking for business auto coverage, general liability insurance or a workers’ compensation policy, we can help. We’ll determine which business insurance coverages you need and at what limits. To learn more, get a quote from us today. We’re an insurance company that’s been helping small companies get the business insurance coverage they need for over 200 years. We’re dedicated to providing quality customer service and products that have your back.
Additional Business Insurance in Nevada
We offer Nevada business insurance coverage to other cities in Nevada including business Insurance in Reno, NV.
Last Updated: November 16, 2023
1 LasVegasNevada.gov, “A Great Place to Do Business”
2 Premium amounts presented are based on monthly premium paid by The Hartford's Small Business customers between 1/1/22 and 9/14/23 for 12-month policies. Premium is derived from a number of factors specific to your business and may vary.
Additional disclosures below.