Tech Insurance for Large Businesses

The Speed of Technology

Tech Insurance That Keeps Up With the Technology Industry

We know the technology industry faces constantly evolving risks. That’s why we’ve specialized our tech insurance to meet the unique needs of your company.
 
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The Speed of Technology

Specialized Global Insurance Coverage for Tech Companies of All Sizes

From venture-backed startups to publicly-traded companies, each technology company has different needs.
 
We’re not like other insurance companies. We have over 100 employees across underwriting, claims and risk engineering who specialize in addressing the evolving needs of the technology industry. And, as one of the top group benefits and workers’ compensation insurance carriers in the country, we’ve got your back.
The Speed of Technology video

Offering Tech Insurance Coverage at the Speed of Technology

Learn how The Hartford has been going at the speed of technology for more than 30 years.
Technology insurance company

Who Needs Tech Insurance?

With more than 100,000 customers in the technology industry, we have the expertise to help protect a variety of technology companies, including:
 
  • Electronics manufacturers
  • Software and information technology
  • Publishing and media
  • Radio and TV broadcasters
  • Telecommunications and integrated communications services

Are You a Smaller Firm?

Smaller tech computer, software, web, and IT firms require special insurance coverages.
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Specialty Tech Insurance Coverages To Meet Evolving Needs

We designed our specialized tech insurance coverages and services to help businesses adapt to changes and regulations as they grow.
 
Our tech insurance can help fill potential gaps between your general liability and errors and omissions policies. For large technology businesses, we offer:
 
Professional, media and cyber risk solutions through our FailSafe® product suite to help before, during and after cyberattacks. It offers stronger protection than other policies you may find. Some of our holistic offerings include:
 
The Hartford Ransomware Mitigation Suite, which proactively reduces risks through best practices, resources and employee training. After signing up, insureds can access cyber risk support provided through our partners, such as:
 
  • "Meet Your Breach Coach"
  • Identifying your organization's cyber vulnerabilities
  • Engaging an IT expert firm to help remediate vulnerabilities (optional)
  • Security awareness training (optional)
CyberChoice First Responders, a panel of third-party service providers with deep breach response experience.
 
 
Property Choice coverage is built to protect against risks specific to the technology industry. We can help protect a tech business with the following coverages:
 
  • Direct and Indirect Contingent Business Income
  • Business Personal Property at Remote Worker Locations
  • Cloud Computing Services
  • Professional Employee Replacement Expense
  • Telecommunications Transmission and Distribution Property
We also provide valuable protection for computer equipment, media and data, and utility services interruption.
 
General Liability Choice® to help protect from claims of bodily injury and property damage.
 
Workers’ compensation insurance to help your employees recover from work-related injuries or illnesses. Our industry-leading coverage can help your employees recover and return to work faster.
 
Umbrella and excess liability insurance, which provides worldwide coverage and up to a $25 million limit.
 
Multinational Choice, which helps protect your tech company from losses and claims in over 200 countries. We also offer exporters coverage to help protect your company if it has foreign:
 
  • Product exposures through exports or sales
  • Suppliers
  • Online advertising
Even if you don’t have a location outside the US or employees traveling abroad, this coverage is important because regular business insurance policies may not cover claims in foreign countries.
 
Inland marine and ocean marine, which help protect specialized property and cargo in transit.
 
Business Travel Accident insurance for businesses with employees traveling abroad.
You can work with your agent to add other tech insurance coverages to create a customized tech insurance policy, like:
  • Electronic data liability
  • Data breach coverage
  • Management liability insurance
  • Theft of clients’ property/third-party crime coverage
  • Computer systems restoration expenses

Exceptional Claims Service Dedicated to Tech Companies

As a top carrier for group benefits and workers’ compensation, we know how to handle claims. Over the last five years, we’ve handled about 111,000 tech claims and paid $665 million.
 
Through our claims expertise and specialists, we offer:
 
  • Exceptional medical management with a 60% average savings on medical bills.
  • Vigilant return-to-work program where our medical professionals work on 90% of all medically complex claims.
  • Predictive modeling system that provides 50 million insights annually, and counting.

Taking the Risk Out of Risk Management

Each specialist on our risk engineering team is specifically trained to understand the unique safety operations and needs of the technology industry. They’re here to help you run a safer business through:
 
  • Emergency preparedness
  • Ergonomic evaluations
  • Free technical information papers (TIPS)

Unique Offerings for Larger Technology Businesses

Track Risk. Explore Opportunities. (TREO)SM
Our risk management information system is designed to simplify claims management and help lower loss costs.
 
ClaimPlus Team®
A team of professionals who work with you to examine your operations and risk exposures.
 
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Specialized Insurance

We make it our business to figure out how to best support our customers. That means fully understanding your needs and risks. Work with an agent to create a customized insurance policy with specialized coverages for your tech business.
 
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Why The Hartford

200+ years
financial strength
Ethical company award
1 Financial ratings as of December 31, 2019.
 
Additional disclosures below.
The Hartford shall not be liable for any damages in connection with the use of any information provided on this page. Please consult with your insurance agent/broker or insurance company to determine specific coverage needs as this information is intended to be educational in nature.
 
The information contained on this page should not be construed as specific legal, HR, financial, or insurance advice and is not a guarantee of coverage. In the event of a loss or claim, coverage determinations will be subject to the policy language, and any potential claim payment will be determined following a claim investigation.
 
Certain coverages vary by state and may not be available to all businesses. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. listed in the Legal Notice.
 
The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries under the brand name, The Hartford, and is headquartered in Hartford, CT. For additional details, please read The Hartford’s Legal Notice.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.