Business Insurance for Insurance Agents

Insurance for Insurance Agents

Specialized Business Insurance for Insurance Agents

Offering clients advice and helping them choose the right insurance coverage comes with risks. That’s why we offer customized insurance that can help protect you on the job.
 
Insurance for Insurance Agents
best insurance companies for independent agents

What Insurance Professionals Are Covered?

We offer business insurance for a wide variety of insurance professionals, including:
 
  • Claims adjusters
  • Life and health insurance agents
  • Property and casualty agents
  • Business insurance agents
commercial insurance for insurance agents

How Much Does Insurance Cost for Insurance Agents?

Some factors that impact how much you’ll pay for business insurance include your:
 
  • Owned property
  • Number of employees
  • Size of payroll
  • Claims history
The best way to find the insurance that’s right for you is to compare insurance quotes from multiple insurance companies. To see how much insurance will cost you, get a quote today.

What Types of Insurance Do Insurance Agents Need?

As a business owner, it’s important to get the right insurance to protect your business. Some coverages that are important for insurance agents include:
 
  • General liability insurance
  • Workers’ compensation insurance
  • A Business Owner's Policy (BOP)
To learn more about insurance coverages for insurance services, get a quote today.

Protecting Your Operations

You’ve invested a lot into your insurance business. To keep it protected, you’ll want insurance coverage that’s right for you.
32% of nonfatal injuries result from falling.1
liability insurance for insurance agents

Customer Injuries

“A client came in for a meeting and tripped over a computer wire. He ended up breaking his wrist and needing immediate medical treatment.”
 
General liability insurance covers medical treatment costs if your customer or client gets injured at your business.
data breach insurance for insurance agents

Computer Hacking

“A hacker took over our computer system and stole the credit card numbers of most of our customers. We had to alert them and provide our customers with credit monitoring services.”
 
Data breach insurance can help your business respond to a breach. It can help pay to:
 
  • Notify impacted customers, patients or employees
  • Hire a public relations firm
  • Offer credit monitoring services to data breach victims

Taking Care of Your Team

 
We know how important your team is when it comes to running your insurance agency. To help keep them protected on-the-job, you’ll want the right business insurance. 
In 2019, 880 workers died in falls and 244,000 were injured badly enough to require days off from work.2
workers' comp insurance for insurance agents

Employee Injuries

“One of my employees fell after tripping on the rug in our board room. She ended up going to urgent care and was diagnosed with a sprained ankle. She needed physical therapy to heal.”
 
Workers’ compensation insurance can help provide benefits to employees with a work-related injury or illness. It can help pay for medical treatment and physical therapy costs. 
bop for insurance agents

Equipment Theft

“One of my agents needed to work late. When he closed up, he forgot to lock the front door. That night, all the laptops in the office were stolen.”
 
A Business Owner’s Policy (BOP) can help give you protection for things like:
 
  • Fire
  • Theft
  • Lawsuits
  • Loss of income 
This policy combines business property and liability insurance into one convenient policy.

Protecting Your Property

Your office equipment keeps your business successful. Business insurance for insurance professionals can help keep it protected.
According to the FBI, there were 8,879,728 offenses reported in 2020 and 60.5% of them were crimes against property.3
property insurance for insurance agents

Property Damages

“I pulled into our insurance agency’s office to find the windows smashed. Someone broke in and stole expensive office equipment, causing expensive damages in the process.”
 
Commercial property insurance can help protect your owned or rented property that you use for your business, like your:
 
  • Building
  • Equipment
  • Tools
  • Inventory
  • Furniture
  • Personal property
commercial auto insurance for insurance agents

Employee Car Accidents

“While on his way to a meeting, one of our agents rear-ended another driver in our company car. No one was hurt, but there was damage done to both cars.”
 
Commercial auto insurance helps cover the costs of an auto accident while you or an employee uses a company-owned car for business.
insurance services

Insurance Professional Business Insurance That Has Your Back

Get the insurance protection you need with an insurance company that has your back. With a wide range of insurance products, you can count on us to help you get the right policies at affordable prices.
 
 
 
Last Updated: June 9, 2022
 
1 National Security Council (NSC), “Top 10 Preventable Injuries.”
 
2 National Security Council (NSC), “Make Fall Safety a Top Priority.”
 
3 Federal Bureau of Labor Statistics (FBI), “FBI Releases 2020-Incident Based (NIBRS) Data.
The Hartford shall not be liable for any damages in connection with the use of any information provided on this page. Please consult with your insurance agent/broker or insurance company to determine specific coverage needs as this information is intended to be educational in nature.
 
The information contained on this page should not be construed as specific legal, HR, financial, or insurance advice and is not a guarantee of coverage. In the event of a loss or claim, coverage determinations will be subject to the policy language, and any potential claim payment will be determined following a claim investigation.
 
Certain coverages vary by state and may not be available to all businesses. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. listed in the Legal Notice.
 
The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries under the brand name, The Hartford, and is headquartered in Hartford, CT. For additional details, please read The Hartford’s Legal Notice.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.