Dog Walking Insurance

What Is Dog Walker Insurance?

Dog walking insurance is type of a business liability insurance that is designed to help financially protect your business against claims alleging that you caused bodily injury or property damage to a third party. If you are a dog walker or own a pet sitter company, it’s essential to have business insurance so you don’t have to pay out of pocket for costly claims.

Although The Hartford does not offer dog walking business insurance, we’ve partnered with Tivly to help you get the coverage you need.

Dog Walking Business Insurance Can Prevent Unnecessary Costs

Business insurance for dog walkers can protect your business if a dog in your care gets injured, becomes ill or injures another dog or person. Without business insurance, you could be forced to pay for medical expenses, legal fees and court costs if a customer or third party sues your business.

Dog walker insurance can protect you from other potential risks, like if a:

Dog bites someone: Our furry friends can be unpredictable sometimes. If the dog you’re walking bites someone, that person could sue your business for bodily injury. With dog walking insurance, you can get coverage for medical expenses and legal fees.
Dog bites another dog: If the dog you’re walking gets in a fight with another dog, your business insurance policy can help cover the injured dog’s medical bills.
Dog eats something toxic: If an animal in your care eats something toxic while on a walk with you or one of your employees, dog walking business insurance can help cover the costs if the dog needs medical assistance.
Client’s property is damaged or burglarized: If an employee at your dog walking business forgets to lock a client’s front door and their home gets burglarized, they can sue you for negligence and property damage. In these situations, a business insurance policy for dog walkers can help cover anything that was stolen or damaged in your client’s home.
Dog injures their leg on a walk: If a dog in your care injures their leg while on a walk your business insurance policy can help cover liability claims.

How Much Does Dog Walking Insurance Cost?

What you pay for dog walker insurance coverage will vary. That’s because your dog walking insurance cost is based on a few different factors, like how many employees you have, where your business is located, what types of coverage you need and the coverage limits you select.

There are other types of commercial insurance policies to consider in addition to a business insurance policy, including:

Workers’ Compensation Insurance
Commercial Auto Insurance
PCI Employee Dishonesty Coverage
Bonding Insurance

Taking Care of Your Dog Walking Team

You know that the people you hire are dog lovers, but accidents can still happen when we least expect it. That’s why having dog walking liability insurance is so important. Make sure your employees are protected so your team can continue to give the best care possible to the animals they love.

Workers’ Compensation Insurance

Workers’ compensation insurance covers your employees and helps them recover from work-related bodily injuries or illnesses. For example, if one of your employees is injured from a dog bite, this insurance can help pay for their treatment costs and replace some of their lost income.

Commercial Auto Insurance

Commercial auto insurance helps protect you and your employees while out on the road when they’re driving business-owned vehicles for work. For example, if one of your employees gets into a car accident while on their way to a client’s house, this coverage can help pay for medical costs and property damage.

Covering Your Dog Walking Operations

Dog walking businesses face unique risks every day while on the job and those risks can potentially devastate your business. That’s why it’s so important to know what insurance coverages can help keep your business protected against unexpected events.

Animal Bailee Insurance

Animal bailee insurance can help protect your dog walking business if you are held responsible for injuries, damages or the death of an animal that you’re looking after. This type of insurance helps cover medical bills for a dog that gets accidentally injured while in your care.

Employee Dishonesty Coverage

Employee dishonesty coverage can help cover financial losses if you find that an employee has stolen money, securities or property from your business.

Covering Your Dog Walking Property

We know you’ve worked hard to get your dog walking business off the ground. Don’t let an unexpected accident or lawsuit get you off track. Protect your company and your property with insurance tailored for your business.

Animal Damage Coverage

Coverage is available to help protect against animal damage caused by a dog in your care to buildings and your business’ personal property. This coverage can help cover the costs to repair these damages.

Data breach insurance helps small businesses respond to a system breach. If personal, confidential or sensitive information gets lost or stolen, this coverage can help pay the costs to notify impacted individuals and replace lost income.

Get a Quote for Dog Walking Liability Insurance

Give yourself peace of mind with dog walking liability insurance so you can focus more on spending time with your furry clients. Find coverage that you can trust and get a dog walking liability insurance quote through our partner, Tivly.

Find out more about other insurance policies for animal services professions, like:

Last Updated: September 14, 2023

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