Car Insurance in Dallas, TX

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Discover discounts and benefits with the AARP Auto Insurance Program from The Hartford.

Auto Insurance Quotes in Dallas, Texas

car insurance dallasWe know how expensive cars can be – especially when you’re spending so many extra hours stuck in traffic. Did you know drivers within the zip codes of Dallas-Fort Worth spend an additional 40 hours on the road and an extra 16 gallons of gas per year because of traffic?2 Put a little money back in your pocket with the AARP® Auto Insurance Program from The Hartford.1 We can help you save on your car insurance with our discounts for experienced drivers like you. To learn more about car insurance in Dallas, TX, get a quote today.
 

Dallas Car Insurance Coverage Requirements

car insurance dallas txEvery state in the United States has different insurance coverage requirements for drivers. The state minimum coverage requirements in Dallas for car insurance are:
 
While these are the minimum car insurance coverage requirements for Dallas drivers, everyone’s insurance needs are different. To learn more about the liability insurance coverages you need, get a quote today.
 
 

How Much Is Car Insurance in Dallas?

How much does car insurance in Dallas, TX cost? Auto insurance rates vary by city. Areas that are rural generally have lower rates than cities. Average rates for full auto insurance in Dallas cost $2,093.3 However, your insurance cost may vary based on different factors, like your:
 
  • Location
  • Credit-based insurance score
  • Driving history

Dallas Car Insurance Discounts

Drivers in Dallas that are AARP members can qualify for extra benefits and discounts like up to 10% off their car insurance premiums. Some car insurance discounts that can help you save money include:
 
  • New Car Replacement:§§ If you total your new car, your policy will help pay to replace it with a new vehicle of the same make, model and equipment.
  • Disappearing Deductible: Your collision deductible could be reduced over time, in most states, as long as you maintain a clean driving record.
  • Accident Forgiveness: We understand every driver makes mistakes. As long as all the drivers on your car insurance policy have a clean driving record for five straight years with The Hartford, you’ll qualify for accident forgiveness.

Get a Quote for Auto Insurance in Dallas Today

auto insurance dallasDallas is the third most populated city in Texas with over 1.3 million people.4 To make sure you’re protected on the roads, you’ll want customized car insurance coverage. With the AARP Auto Insurance Program from The Hartford, you can get auto insurance in Dallas, TX that’s tailored to your needs. We’re a car insurance company that’s been protecting AARP members since 1984 by providing products and services you can count on. To learn more about auto insurance in Dallas, get a car insurance quote today. You can also call us at 888-413-8970 and a customer service representative would be happy to help find the best insurance for you.
 

Learn More About Texas Car Insurance

No matter where you live throughout the Lone Star State, we can help you find Texas car insurance:
 
 
Last Updated: January 5, 2023
 
2 Texas A&M Transportation Institute, “2021 Urban Mobility Report.”
 
3 Bankrate, “Average Cost of Car Insurance in Texas in 2021.”
 
4 U.S. Census Bureau, “Quick Facts Dallas Texas.”

Texas Car Insurance

There’s more to know about car insurance in your state.
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.
 
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.
 
The AARP Auto Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA, by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MA, by Trumbull Insurance Company; and in PA, by Nutmeg Insurance Company and Twin City Fire Insurance Company. The AARP Home Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Nutmeg Insurance Company. Home product is not available in all areas, including the state of FL. Savings, benefits and coverages may vary and some applicants may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.
 
1 In Texas, the Auto Program is underwritten by Redpoint County Mutual Insurance Company through Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Redpoint County Mutual Insurance Company. The Home Program is underwritten by Hartford Insurance Company of the Southeast.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.