Quotes for Auto Insurance in New Hampshire
New Hampshire drivers need auto insurance they can depend on as they drive through The Granite State. If you’re looking for New Hampshire auto insurance rates or want a personalized
car insurance quote, The Hartford can help. We’re here to answer your questions and get you the information you need about car insurance companies in New Hampshire. The
AARP® Auto Insurance Program from The Hartford
1 has been protecting AARP members in New Hampshire and their families with car insurance since 1984, earning a reputation for integrity and trust.
History and natural beauty can be found in every corner of New Hampshire. Whether you’re taking a trip to the coastline or hiking upstate, the AARP Auto Insurance Program from The Hartford will help keep you protected as you travel along New Hampshire’s roadways.
New Hampshire Car Insurance Benefits From AARP
- 24/7 Claim Service
- New Car Replacement§§
- Accident Forgiveness‡
- Disappearing Deductible‡
New Hampshire Car Insurance Coverages
New Hampshire state law requires liability limits for New Hampshire car insurance at the following minimums:2
Do You Need Proof of Car Insurance in New Hampshire?
If you’re going to operate a vehicle in New Hampshire, state law requires you to show a copy of your car insurance ID card if requested by a police officer or other party if involved in an accident. If you’re a licensed driver in the state of New Hampshire, it’s smart to keep a copy of your car insurance ID card in your vehicle along with your registration. New Hampshire is among several states that now accept electronic proof of car insurance. With The
Hartford mobile app, you can store your car insurance ID cards right on your phone. For more information, visit the
Google Play™ or
App Store.™
New Hampshire Driving Laws
New Hampshire Uninsured Driver Facts
According to a 2021 Insurance Research Council report, 6.1% of New Hampshire drivers were uninsured in 2019. This is below the national average of 12.6%.
3
Uninsured/underinsured motorist car insurance coverage can help with your medical bills if you’re in an accident caused by an uninsured driver or a driver who does not have adequate car insurance coverage. In New Hampshire, your uninsured/underinsured motorist car insurance coverage must have the following minimum coverage amounts:
2
- $25,000 per person
- $50,000 per accident
Additional NH Car Insurance Coverages Available to Drivers
For added protection, you may want to consider full coverage car insurance so you’re not held financially responsible if you’re in a car accident. New Hampshire drivers may also be eligible for the following
auto insurance coverages from the AARP Auto Insurance Program from The Hartford:
Staying Safe on New Hampshire Roads
Driving laws vary based on where you’re driving. As you travel through New Hampshire, there are a number of safe driving traffic laws meant to protect you on New Hampshire’s highways and byways.4
Does New Hampshire Have Seat Belt Laws?
Although New Hampshire does not have seat belt laws for those 18 and over, the state strongly suggests all passengers wear one.
New Hampshire Distracted Driving Laws:
New Hampshire has a number of laws in place to discourage distracted driving:
New Hampshire Teen Driver Laws:
Getting an operator license to drive a car is a rite of passage for teenagers and New Hampshire wants to be sure they stay safe in the process. New Hampshire has implemented graduated driver licensing laws to ensure that teens gain the experience and maturity required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.
Get a New Hampshire Car Insurance Quote
Our representatives are ready to help you each step of the way. Find out more about the benefits for AARP members and get help choosing the auto insurance coverage in New Hampshire that’s right for you. Call us at
800-684-1933 to speak to a representative or get a
car insurance quote online today for auto insurance in New Hampshire.
Last Updated: October 5, 2023
2 State of New Hampshire Insurance Department, “Your Guide to Understanding Auto Insurance in the Granite State”
3 Insurance Information Institute, “Facts + Statistics: Uninsured motorists”
4 Governors Highway Safety Association, “States”
