Car Insurance for Montana Drivers
Are you a Montana driver shopping for car insurance? If you’re looking for a car insurance quote, or just want to learn more about buying car insurance in Montana, we’re here to help. The
AARP® Auto Insurance Program from The Hartford
1 has been providing car insurance protection to Montana AARP members and their families since 1984.
Montana is full of majestic scenery to enjoy as you travel through the state. From Glacier National Park to the Great Plains, you can feel protected with car insurance from the AARP Auto Insurance Program from The Hartford. The Hartford’s Montana car insurance has earned a reputation for integrity and trust over the years, and our customers agree – giving The Hartford high customer ratings for claim service.
Car Insurance Benefits Offered to Montana Drivers
As a Montana driver, you could be eligible for several valuable benefits from the AARP Auto Insurance Program from The Hartford, including:
- New Car Replacement§§
- Accident Forgiveness‡
- Disappearing Deductible‡
- 24/7 Claim Service
Proof of Car Insurance in Montana
If you’re involved in an accident, Montana state law requires you to furnish a copy of your car insurance ID card if requested by a police officer or other party.
If you’re a licensed driver in the state of Montana, it’s smart to keep a copy of your car insurance ID card in your vehicle, along with your registration. Montana is also among several states that now accept electronic proof of car insurance, and with The
Hartford mobile app, you can store your car insurance ID cards right on your phone. For more information, visit the
Google Play™ or
App Store.™
Required Montana Car Insurance Coverage Limits
The following minimum liability car insurance limits are required by Montana state law:2
- $20,000 for property damage per accident
- $25,000 for bodily injury, per person per accident
- $50,000 for bodily injury, total per accident
Montana Uninsured Driver Facts
According to a 2015 Insurance Research Council report, 9.9% of Montana drivers are uninsured. This is below the national average of 13.0%.3
Being involved in an accident with an uninsured or underinsured motorist could be financially devastating. Montana does not require drivers to carry this coverage, but The Hartford offers this valuable benefit to give you peace of mind.
Additional Montana Car Insurance Coverages Available
For added protection, Montana drivers may also be eligible for the following
car insurance coverages from the AARP Auto Insurance Program from The Hartford:
Staying Safe on Montana Roads
As you travel through Montana, there are a number of safe driving laws meant to protect you on Montana’s highways and byways. Here are just a few:4
Montana Seat Belt Laws:
Montana does not have mandatory seat belt laws, but if you are pulled over for another moving violation, law enforcement can ticket you for not wearing your seat belt.
Montana Teen Driver Laws:
Getting a driver’s license is a rite of passage for all teenagers, and Montana wants to be sure they stay safe in the process! Montana has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.
