Arkansas Auto Insurance Coverage
From relaxing in the Ozark Mountains to fishing in Randolph County, Arkansas is a wonderful destination to explore. Whether you’re headed to hike in one of the beautiful state parks or driving out for a night in Little Rock, it’s a good idea for even experienced drivers to get the right Arkansas car insurance. With the
AARP® Auto Insurance Program from The Hartford,
1 you can have peace of mind that you’re protected on the road.
In fact, we’ve been protecting Arkansas AARP members and their families since 1984 and have earned a reputation for integrity and trust. We also have high customer ratings for claims services. You can count on us to be there when you need us most.
Contact us to get an
auto insurance quote or the information you need to buy car insurance in the state of Arkansas.
Car Insurance Benefits Offered to Arkansas Drivers
Arkansas drivers could receive valuable car insurance benefits from the AARP Auto Insurance Program from The Hartford, including:
- New Car Replacement§§
- Accident Forgiveness‡
- Disappearing Deductible‡
- 24/7 Claim Service
- Customer Repair Service Program
What Is the State Minimum for Car Insurance in Arkansas?
In Arkansas, the state minimum coverage amounts for liability car insurance are:2
Is Car Insurance Expensive in Arkansas?
According to a 2018 Insurance Research Council report, the average cost of car insurance in Arkansas was $898 per year. This amount is below the average cost in the United States of $1,056 per year. However, the price you’ll pay for Arkansas auto coverage will vary depending on factors like your:3
- Coverage limits
- Driving history
- Deductible amounts
- Average miles driven in a year
- Vehicle type
The Hartford is an insurance company you can count on to get the full coverage you need. To learn more about auto insurance in Arkansas,
get a quote today.
Proof of Car Insurance for Arkansas Drivers
If you’re a licensed driver in the state of Arkansas, it’s smart to keep a copy of your car insurance ID card in your vehicle, along with your registration. Arkansas is also among several states that now accept electronic proof of car insurance. With The
Hartford mobile app, you can store your car insurance ID cards right on your phone. For more information, visit the
Google Play™ or
App Store.™
Arkansas Uninsured Driver Facts
According to a 2021 Insurance Research Council report, 19.3% of Arkansas drivers are uninsured.4 The state of Arkansas does not require drivers to carry uninsured/underinsured motorist coverage but having it can protect you from financial loss if you are involved in an accident with an uninsured motorist.
Additional Car Insurance Coverages and Benefits Available to Arkansas Drivers
For added protection, Arkansas drivers may also be eligible for the following optional coverages from the AARP Auto Insurance Program from The Hartford:
- Comprehensive Insurance
- Transportation Expense
- Roadside Assistance
Staying Safe on Arkansas’ Roads
As you travel through Arkansas, there are a number of safe driving laws meant to protect you on Arkansas’ roads. Here are a few:
5
Arkansas Seat Belt Laws:
It’s a mandatory law to wear a seat belt while driving in Arkansas.
Arkansas Distracted Driving Laws:
Texting while driving is banned for all drivers in the state of Arkansas.
Arkansas Teen Driver Laws:
Getting a driver’s license is a rite of passage for teenagers, and Arkansas wants to be sure they stay safe in the process. Arkansas has implemented graduated licensing laws to ensure that young drivers gain the experience and maturity required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.
How Can I Get a Car Insurance Quote in Arkansas?
The Hartford makes it easy to get an auto insurance quote. Call us at
888-413-8970 or
get a quote online in just a few minutes. We’ll help you decide how to get the best car insurance in Arkansas for your needs.
Last Updated: October 13, 2023
2 Arkansas Department of Finance and Administration, “Safety Responsibility.”
3 Insurance Information Institute (III), “Average Expenditures For Auto Insurance By State.”
4 Insurance Information Institute (III), “Facts + Statistics: Uninsured Motorists.”
5 Governors Highway Safety Association (GHSA), “State Laws.”
