AARP Member Age Requirement

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Discover discounts and benefits with the AARP Auto Insurance Program from The Hartford.
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What Is the AARP Auto Insurance Program From The Hartford’s Minimum Age for Benefits?

To purchase a policy with the AARP® Auto Insurance Program from The Hartford,1 you must be at least 50 years old. The AARP minimum age for their full membership is the same. However, there is no AARP age requirement for adding spouses or partners to your policy.
 
The Hartford is the only auto insurance endorsed by AARP for its members, offering a variety of discounts and benefits that include:
 
  • AARP car insurance discount – Save up to 10% just for being an AARP member.
  • Home and auto insurance bundle – Save when you have auto and home insurance with us.**
  • New Car Replacement§§ – If you total your new car, we’ll pay to replace it with a new vehicle of the same make, model and equipment – with no deduction for depreciation.
  • Accident Forgiveness‡ – We understand every driver makes mistakes. As long as all the drivers on your car insurance policy have a clean driving record for five straight years with The Hartford, you’ll qualify for accident forgiveness.
  • RecoverCare§ – If you’re injured in a car accident, you can get up to $2,500 to pay for transportation, cooking, cleaning and other help you may need.
  • Labor & Towing Insurance – We offer emergency roadside assistance.

How Old Do You Have to Be to Get the AARP Auto Insurance Program From The Hartford?

Since 1984, The Hartford has helped nearly 40 million AARP members get the auto coverage they need through special benefits for AARP members. To be eligible for the AARP Auto Insurance Program from The Hartford, you must be at least 50 years old and registered as a member of AARP.
 

Is AARP Membership Worth the Cost?

AARP Minimum AgeThe cost of an AARP membership is $16 a year, which can be beneficial for those who are 50 years and older. As an AARP member, you can save on car insurance and homeowners insurance from The Hartford.** In addition to this, AARP memberships offer discounts on travel, restaurants, shopping and groceries.
 
Visit AARP for a full list of member benefits and discounts.
 
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.
 
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.
 
The AARP Auto Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA, by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MA, by Trumbull Insurance Company; and in PA, by Nutmeg Insurance Company and Twin City Fire Insurance Company. The AARP Home Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Nutmeg Insurance Company. Home product is not available in all areas, including the state of FL. Savings, benefits and coverages may vary and some applicants may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.
 
1 In Texas, the Auto Program is underwritten by Redpoint County Mutual Insurance Company through Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Redpoint County Mutual Insurance Company. The Home Program is underwritten by Hartford Insurance Company of the Southeast.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.
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