This document outlines in general terms the coverages that may be afforded under a policy from The Hartford. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All coverages described in this document may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. Coverage may not be available in all states or to all businesses. Possession of these materials by a licensed insurance producer does not mean that such producer is an authorized agent of The Hartford. To ascertain such information, please contact your state Department of Insurance or The Hartford at 888-203-3823. All information and representations herein are as of June 2020.
Where cover is underwritten by Hartford Syndicate 1221 at Lloyd’s, Syndicate 1221 is managed by Navigators Underwriting Agency Limited, a company registered in England and Wales with registered no. 01380715, at registered office: Floors 7-8, 6 Bevis Marks, London EC3A 7BA. Navigators Underwriting Agency Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Underwriters at Lloyd’s are licensed in Kentucky, Illinois, and the USVI only. Underwriters are eligible surplus lines insurers in all US jurisdictions. Surplus lines products are available exclusively through surplus lines brokers. While Surplus lines insurers do not participate in state guaranty funds, policyholders of Syndicate 1221 are protected by the Lloyd’s Central Fund.
