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Protects Businesses From Employee Litigation
EPLI, also known as employment liability insurance, is a policy that covers businesses when an employee files a complaint with the Equal Employment Opportunity Commission (EEOC) under federal laws such as Title VII of the Civil Rights Act of 1964, the Americans with Disabilities Act, and the Age Discrimination in Employment Act.
Covers a Broad Range of Employment-Related Claims
Most EPLIs are written to cover a broad range of employees’ workplace claims against a business. These include: racial discrimination, sexual harassment and sexual discrimination in the workplace, unlawful termination, age and/or disability discrimination, unequal compensation practices, and employee benefits mismanagement.
Risks and Exposures Scenarios
The damages awarded to victims of employment discrimination can vary according to the type of complaint, the severity of the discrimination, and even the number of people you employ.
EPL Insurance
Employment practices liability insurance (EPLI) helps protect your business from employment-related claims, like wrongful termination, discrimination, and harassment. Watch this video to learn more about what employment practices liability insurance is and why it is important.
Coverages vary by state.
Need Business Insurance?
For more than 200 years businesses have trusted The Hartford. We can help you get the right coverage with an online quote.