We have a broad appetite, including a variety of durable goods and non-perishable non-durable goods, and knowledgeable underwriters who deliver a comprehensive insurance solution you can confidently recommend to your clients.
Wholesale & Distribution Coverage To Meet Growing Demands
Our Appetite
- Motor vehicle parts and accessories
- Furniture & Home furnishings
- Professional & Commercial Equipment and supplies
- Metal Service Centers
- Electrical Goods
- Machinery, Equipment, and supplies
- Paper Products, office supplies
- Apparel
- Beverage Distributors
Our Solutions
- Property
- Specialized Property Insurance coverages for Wholesale & Distribution, including specified limits for Utility Service Interruption, BPP at Unnamed Premises, Transit Coverage, Brands and Labels included in BPP, Crime and Worldwide Dependent Property (when business interruption coverage is provided)
- Equipment Breakdown coverage
- Optional Business Income coverage
- General Liability
- Broad Products Liability appetite
- Product Recall Expense Coverage
- Workers Compensation
- XactPAY (self-reported payroll) premium billing option
- Commercial Auto
- FleetAhead® service for auto fleets, combining telematics with risk engineering consultation
- Umbrella
- Marine coverages, including Shipper’s Interest, Warehouse Legal Liability & Ocean Cargo
- Multinational coverage
Our Expertise
Our dedicated team of industry professionals understands the operations and unique insurance needs of wholesale and distribution. Find out how our customized coverage solutions can help you mitigate risk and maximize productivity for your clients.
Additional Client Resources
Agent Tools and Resources
Why The Hartford
This outlines in general terms the coverages that may be afforded under a policy from The Hartford. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All coverages described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. Coverage may not be available in all states or to all businesses. Possession of these materials by a licensed insurance producer does not mean that such producer is an authorized agent of The Hartford. To ascertain such information, please contact your state Department of Insurance or The Hartford at 888-203-3823. All information and representations herein are as of June 2020.